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How Expensive is it to Raise A Kid in 2018?

  Raising a child in 2018 is not cheap. Fifty years ago, the cost to raise a child until the age of 18 was a mere $26K, but by 2010, the cost has gone up ten-fold to cover the same basic essentials. Even though the median income in the US has also gone up, raising a child now involves many expenses that parents did not have to worry about before. That is probably why even with both parents working in most families, raising a child can have a significant impact on one’s budget. This is especially true for single parents. Raising a child is an uphill battle for most. The most expensive element for these parents is the cost of daycare which is prohibitively expensive, even for couples. So the question is: how expensive is it to raise a child in 2018? Here is a breakdown of the major costs that most parents have to incur today: Education: There is no doubt that public schools are free in most developed nations, but with advancing technology, private tutoring and the increasing popularity of homeschooling, education is one of the most important elements of a child’s upbringing cost. Most public schools do not [...]

How Expensive is it to Raise A Kid in 2018?2018-10-08T12:00:05+00:00

September Product Recalls of the Month

HP Hood LLC Recalls Select Units of Half-Gallon Refrigerated Vanilla Almond Breeze Almond Milk due to Possible Milk Allergen HP Hood LLC is voluntarily recalling a limited number of half-gallon (1.89 L) cartons of refrigerated Vanilla Almond Breeze almond milk because the product may contain milk, an allergen not listed on the label. People who have an allergy or severe sensitivity to milk run the risk of serious or life-threatening allergic reaction if they consume these products. The product is safe to consume unless you have a milk allergy or sensitivity. To date, there has been one report of an allergic reaction. Medical treatment or hospitalization was not required.   Gravel Ridge Farms Recalls Cage Free Eggs Due to Possible Salmonella Contamination Gravel Ridge Farms is recalling Cage Free Large Eggs due to a potential contamination of Salmonella. The recall was initiated because reported illnesses were confirmed at locations using Gravel Ridge Farm Eggs, and we are voluntarily recalling out of an abundance of caution. Salmonella is an organism which can cause serious and sometimes fatal infections in young children, frail or elderly people, and others with weakened immune systems.   Sarap Asian Fusion Recalls Cookies due to Undeclared Allergens Sarap [...]

September Product Recalls of the Month2018-09-20T08:40:13+00:00

Tips for Planning a Budget-Friendly Family Trip this Fall

There is no question that vacations can be very expensive for most middle-income families. The two most expensive aspects of any vacation are the airfare and hotel. However, there are strategies that you can use to plan a budget-friendly family trip without putting a big dent on your pocket. All it takes is a proactive approach and some planning ahead of time. Here are some tips that you can use to plan a budget-friendly family trip this fall: Prepare: The first thing you should realize is that a vacation is not an emergency and so you should not treat it like one. If you book your flight and hotel at the last minute, you will end up paying a lot more for the same destination and the same room then you would if you prepare ahead of time. If you and your family have a destination in mind, start searching ahead of time (2-3 months ahead of time is generally a good idea).  This way you can check out any special deals and promotions, and you can also compare prices. Many resorts offer discounted inclusive package deals for the Fall season, but you need to book in advance if you want [...]

Tips for Planning a Budget-Friendly Family Trip this Fall2018-08-27T04:01:45+00:00

5 MUST-KNOW Tips for New Parents

Becoming a new parent is an exciting time in a couple’s life. You are about to have a new addition to your family, and this addition is bound to bring you lots of joy and happiness. While there is no doubt that there is no substitute for the joy that new parents feel when they have a child, it is also the fact that having a baby can be a challenging experience. New parents not only have to deal with the changes in their lifestyle once a new baby arrives, but they also have to deal with the change in schedule, sleep patterns and priorities.  For example, most new parents suffer from chronic sleep deprivation which can lead to mood changes, irritability, loss of concentration and inability to cope with the new responsibilities. Couples often end up arguing with each other because they are unable to cope with the changes a new baby brings into their life. This does not mean they do not love the baby or that they regret having a child. It just means that new parents need some time to learn how to cope with the changes in their life. Here are some tips for new parents [...]

5 MUST-KNOW Tips for New Parents2018-08-21T12:14:32+00:00

Email Phishing Scams: Be Aware

Have you ever pressed send on an email and instantly knew you needed to have NOT sent that email? Sometimes, you can feel that way about having clicked on an email you’ve received. If you’ve ever seen a link and wondered if you should click on it, the answer is simple—don’t do it. If you do, you are setting yourself up for a potentially disastrous situation called phishing. Phishing was the cause of such high profile hacks as Sony Pictures, Yahoo, and even the Democratic National Convention. So, here’s what you need to know about how to protect yourself from email phishing scams. Don’t Click If you get an email with a hyperlink in it, do not click on the link. Once you click on that seemingly innocuous link, you could be allowing hackers access to your personal email, files, and accounts. One thing you can do is hover over the link and view the address it is actually taking you to. While examining the email, something that should set off alarm bells for you is if the email is not addressed to you personally, but simply contains a generic “Dear Customer” or “To Whom It May Concern.” Check Who the [...]

Email Phishing Scams: Be Aware2018-08-02T09:31:23+00:00

Divorce in your 20s – Now What?

All of us dream of falling in love and finding our soul mate. This is especially true when we are young. That is probably why young people fall in love very easily. They believe that all it takes to live is love and laughter. However, the sad reality is that these young couples in their 20s rarely know that marriage requires dedication and hard work. Young people often jump the gun when it comes to tying the knot, but once they’ve taken this very important step in their life at a very young age, they begin to realize the things that they have missed out on. All of a sudden, they would have this desire to have a career, follow their dreams, hang out with their friends, go on a world tour, etc. The commitment of marriage begins to seem like a burden at this point, and as the novelty of being in love wears out, so does the marriage. That is why today we see many people who marry young are divorced by the time they are in their 20s. But that does not mean that life should come to a standstill. Getting a divorce does not mean your world [...]

Divorce in your 20s – Now What?2018-08-21T11:56:04+00:00

July Product Recalls of the Month

Water Pik, Inc. Recalls Sonic-Fusion® Flossing Toothbrush Product for Possible Health Risk Water Pik, Inc. is voluntarily recalling its Sonic-Fusion® flossing toothbrush because the charging base may overheat with localized melting and sparking, possibly causing fire, shock or burns. Water Pik, Inc. has received consumer reports of product malfunctioning in the U.S.       Pseudomonas Aeruginosa Bacteria Found In Saje Splish Splash Gentle Baby Wash Saje Natural Wellness is warning customers not to use Splish Splash Gentle Baby Wash, 8.5 fl. oz. and 1.7 fl. oz. (found in the Wee and Well Gentle Baby Care Kit) as it may contain the bacteria Pseudomonas aeruginosa. Pseudomonas aeruginosais an opportunistic pathogen that causes infection and results in bacteria in the blood, particularly in individuals with compromised immune systems.   Radagast Pet Food, Inc. Voluntarily Recalls Three Lots of Rad Cat Raw Diet Free-Range Chicken Recipe and One Lot of Pasture-Raised Venison Recipe Because of Possible Health Risk Radagast Pet Food, Inc. of Portland, OR is recalling three lots of Rad Cat Raw Diet Free-Range Chicken Recipe because testing results indicate they have the potential to be contaminated with Listeria monocytogenes.   Aldi Recalls Deep Fryers for Burn Hazard Ambiano mini deep fryers [...]

July Product Recalls of the Month2018-07-22T22:20:00+00:00

2018 Summer Travel Tips for Your Family

A summer vacation or a road trip can be a lot of fun but when the entire family is traveling, you will have some serious responsibility. Where will you travel, how will you get there, what will you do and what’s needed to ensure the safety and well-being of everyone? Doing some preliminary work will help you answer these questions and have the time of your life. When’s the Best Time for a Summer Vacation? The answer really depends on the destination that you’ve chosen. One thing to keep in mind is that summer resorts tend to be pretty busy in the period from the middle of June to the end of August. There will be huge crowds and the cost of accommodation could also increase in that time period. Many families prefer off-season travel – either in the very beginning of the summer or in early fall. For a start, there will be a bigger number of available accommodation options to choose from. In addition, resorts tend to be more peaceful and more affordable before and after the peak of the season. The Best Destination is… The outcome of your family vacation will be heavily dependent on choosing the right [...]

2018 Summer Travel Tips for Your Family2018-08-22T15:45:58+00:00

June Product Recalls of the Month

Pinnacle Foods Inc. Recalls Beef Products Due to Possible Processing Deviation Pinnacle Foods Inc., a Fort Madison, Iowa establishment, is recalling approximately 32,479 pounds of heat-treated, shelf stable beef products due to a possible processing deviation that may have led to staphylococcal enterotoxin and clostridial toxin contamination, the U.S. Department of Agriculture’s Food Safety and Inspection Service (FSIS) announced today.      Listeria Recall: Snack Packs of Nuts and Dried Fruits Hickory Harvest Foods is recalling snack packs of nuts and dried fruits from grocers, convenience stores and truck stops in more than 30 states after company testing found Listeria monocytogenes contamination in a production plant.     Eddy Packing Co., Inc. Recalls Smoked Sausage Products Due to Possible Foreign Matter Contamination Eddy Packing Co., Inc., a Yoakum, Texas establishment, is recalling approximately 49,558 pounds of smoked sausage products that may be contaminated with foreign matter, specifically hard plastic, the U.S. Department of Agriculture’s Food Safety and Inspection Service (FSIS) announced today.       Van’s Foods Voluntarily Recalls Gluten Free Waffles Due to Gluten, Undeclared Wheat & Undeclared Milk Van’s Foods is voluntarily recalling Van’s Gluten Free Waffles with a lot code date of #A640234710–WL2, BEST BY AUG 22, 2018 [...]

June Product Recalls of the Month2018-06-04T08:45:04+00:00

5 Summer Safety Tips for Indoor and Outdoor Fun

Can you already imagine the amazing fun you’ll have this summer lounging by the pool, eating ice-cream with friends in the center of town, hiking, roller skating and playing hide and seek with your kids in the park? All of these activities make the summer one of the most exciting seasons. While you should definitely be focusing on the fun, a couple of safety considerations are also going to be important. Bug bites, allergies, falls and the intense sun can all lead to issues that can be avoided easily in a few simple steps. Hydration, Hydration, Hydration Carried away in a fun and exciting activity, you can easily forget to drink enough water. Dehydration is a serious problem that can have adverse consequences. A general rule of thumb is to have a sip every 20 minutes (and even more often if you feel thirsty). Water is perfect if you’re enjoying a leisurely activity like a walk in the part. For more rigorous exercises – running, biking that continues for more than an hour, sightseeing for an entire day, you may want to consider a sports drink that will replenish your electrolytes. Avoiding a Heat Stroke A heatstroke is a very serious [...]

5 Summer Safety Tips for Indoor and Outdoor Fun2018-05-22T14:45:09+00:00
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